Strategic Wealth Financial Plan
Comprehensive Wealth Management for Your Financial Future
Our Strategic Wealth Financial Plan is a personalized financial planning service designed to help you work toward financial independence, optimize your wealth, and preserve your legacy. We evaluate up to six key financial goals tailored to your unique situation, helping you develop a structured roadmap for long-term financial confidence.
You know you're ready for "what's next" but financial language is foreign and you don't know which way to turn...you have support!
🗨️*"Melissa and Norma Jo have taken my financial goals from confusing and foreign to understandable and manageable. They’ve done an excellent job caring for my accounts and are always available to help!" – Tracy H.
KEY HIGHLIGHTS AND BENEFITS
RETIREMENT PLANNING
✅ Develop a structured plan to help maintain your desired lifestyle in retirement.
✅ Evaluate Social Security benefits to determine timing strategies.
✅ Assess withdrawal rates to align spending with asset longevity.
✅ Implement tax-efficient retirement savings strategies.
INVESTMENT MANAGEMENT
✅ Align investments with your risk tolerance and financial goals.
✅ Optimize asset allocation through rebalancing strategies.
✅ Invest idle cash to counteract inflation and improve wealth growth.
✅ Implement tax-efficient investment strategies for long-term planning.
EDUCATION PLANNING
✅ Set up and analyze 529 College Plans to support children’s education.
✅ Utilize tax-advantaged education savings options.
✅ Explore alternative funding strategies for educational expenses.
RISK MANAGEMENT & INSURANCE PLANNING
✅ Assess life insurance needs to protect loved ones.
✅ Evaluate disability insurance to safeguard income from unexpected events.
✅ Review long-term care options to mitigate future healthcare expenses.
✅ Examine umbrella insurance to enhance liability protection.
ESTATE & LEGACY PLANNING (Offered independently for those seeking this service only.)
✅ Review estate plan & develop an asset map to list current beneficiary flow.
✅ Discuss tax-efficient wealth transfer to heirs.
✅ Complete a worksheet for educational, emotional, & logistical preparedness for your attorney meeting.
✅ Deliver worksheet and asset map to attorney prior to meeting, attend the meeting, and follow-up to confirm understanding and action steps.
CASH FLOW & DEBT MANAGEMENT
✅ Create a structured budget to manage expenses effectively.
✅ Pay down high-interest debt to improve financial flexibility.
✅ Optimize savings contributions to strengthen long-term financial security.
You have multiple goals that should work together for your overall plan...we're in this together!
🗨️** "As a business owner, my goals include tax savings, planning my own retirement and supporting my aging parents. Melissa understands and celebrates my goals and accomplishments. She helped me establish a plan and is committed to assisting in future wealth management." -Sarah P.
WHY CHOOSE OUR STRATEGIC WEALTH FINANCIAL PLAN
✅ Comprehensive Analysis – In-depth evaluation of your financial situation and goals.
✅ Proactive Strategies – Continuous monitoring and adjustments to keep your plan on track.
✅ Tax Optimization – Minimize tax liabilities while working toward wealth growth.
✅ Risk Protection – Seek to ensure financial status is protected through tailored insurance solutions.
✅ Legacy Preservation – Thoughtful estate planning for wealth transfer and family protection.
Our Strategic Wealth Financial Plan provides a detailed and actionable roadmap to work toward your financial aspirations. Contact us today to start planning for financial success!
You want someone you trust to understands you and your values...you're not alone!
🗨️ ***" As we worked with Melissa mapping out our financial future, her passion for helping us and the excitement she exhibited for how everything could work together to best fit our values and goals was fun and rewarding to watch. I have no doubt that she understands who we are, what our values and goals are." -Eric J.
This statement is a testimonial by a client of the financial professional as of *07/26/2024, **7/29/2024, *** 3/19/2024. The client has not been paid or received any other compensation for making these statements. As a result, the client does not receive any material incentives or benefits for providing the testimonial. These views may not be representative of the views of other clients and are not indicative of future performance or success.
Work With Me
You've worked hard to build your wealth-now it's time to make sure it's working for you. My approach to financial planning is rooted in strategy, clarity, and personalization, helping you navigate key financial decisions with confidence.
Step 1: The Initial Consultation
Before diving into a comprehensive financial plan, we start with a 60-minute Financial Planning Consultation. This call is designed to:
- Gain a clear understanding of your financial situation and goals
- Identify key areas of opportunity and potential challenges
- Outline the next steps for building a strategic financial roadmap
- Determine if you need a financial plan (most people: move to step 2) or just investment management (rare: open and consolidate accounts without the need for a financial plan)
Step 2: Your Personalized Financial Plan
If we’re the right fit and you need a plan, we’ll develop a Strategic Wealth Financial Plan—a tailored, in-depth strategy to help you work towards financial independence and long-term success. We partner together over a typical 3-month engagement to fully evaluate key areas such as:
✔️Retirement planning & investment management
✔️Tax-efficient strategies
✔️Estate planning guidance
✔️Gifting & legacy considerations
✔️Cash flow & debt management
Comprehensive Financial Plan Fee: Starts at $3,000
This one-time fee provides you with a structured, actionable plan designed to align your financial life with your long-term goals.
Estate Planning Support: $500
Get the clarity and confidence you need before meeting with your attorney.
This service includes a one-on-one meeting or call to:
✔️ Organize your assets and map how they currently flow to beneficiaries
✔️ Discuss key questions and considerations around your wishes
✔️ Provide education on wills, trusts, POAs, and other critical documents
✔️ Consider and Identify your personal designees (executors, trustees, etc.)
You’ll receive a detailed estate planning summary and worksheet to complete, which I send directly to your attorney before your meeting—saving you time, legal fees, and emotional overwhelm.
I’ll also join you at your attorney meeting (via Zoom or in person) to offer support, ask the right questions, and help you feel confident in your decisions.
Afterward, we’ll schedule a follow-up call to review next steps, ensure your beneficiary designations are aligned, and confirm your estate plan integrates seamlessly with your overall financial strategy.
💡 If you choose to move forward with a full Strategic Wealth Financial Plan, this fee will be credited toward your total planning cost.
Ready to Get Started?
This process is best suited for individuals and families who:
- Have accumulated wealth and want a trusted professional to guide them
- Are looking for proactive tax strategies and estate planning insights
- Want to build a legacy while managing financial complexity
- Prefer professional financial guidance over DIY investing
If this sounds like you, let’s take the first step toward optimizing your financial future.
Who This Is For
Click below to schedule your Financial Planning Consultation and take the first step toward clarity and confidence in your wealth strategy.
Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Asset allocation does not ensure a profit or protect against a loss. Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against a loss.
About Your Advisor
Melissa Hampton, CFP®
With years of experience as a financial advisor, accountant, and educator, Melissa Hampton is dedicated to helping individuals take control of their wealth. As the founder of an independent wealth management firm, she brings a strategic and personalized approach to financial planning and investment management. Her own life experiences have shaped her passion for estate planning and wealth preservation—helping to ensure that your wealth works for you and your family.
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